Protect Your Family’s Future With Generational Wealth.

Choosing Your Life insurance

Life insurance can be a very touchy subject for families to discuss. When discussing life insurance, we are actually talking about how we want to set our family up when we are no longer with them. After one passes away there are a number of unexpected expenses that follow. Families have to pay off debts, pay medical & hospital bills, funeral expenses and the list keeps going. With all of those added expenses, we still haven’t mentioned what we plan to leave behind for our family. Life Insurance is to ensure your family has a future after you are gone. There is no better way to start building generational wealth then starting a life insurance policy today. The misconception that you can not afford life insurance is just that, a misconception. Life insurance doesn’t have to be expensive. You don’t have to leave your family millions of dollars; you just have to make sure they will be ok when you are gone.

Vivna Insurance represents Fidelity Life, Chesapeake Life, Washington National and Cigna Life.  We’ll shop your needs against our Life Insurance partners to find you the best coverage and price for your needs.  

 

Term Life Insurance

Term life insurance pays a benefit in the event of the death of the insured during a specified term.

Whole Life Insurance

Whole life insurance pays a benefit on the death of the insured and also accumulates a cash value.

Simplified Issue Life Insurance

Simplified issue life insurance is fast, easy and affordable. Guaranteed level premiums for the life of the policy. Coverage that will remain in force as long as your premiums are paid on time.

Variable Life Insurance

Variable life insurance is a permanent life insurance policy with an investment component. The policy has a cash value account, which is invested in many sub-accounts available in the policy. A sub-account acts similar to a mutual fund, except it’s only available within a variable life insurance policy.

Final Expense Insurance

Final expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral costs.

Accidental Death & Dismemberment Insurance

Accidental death and dismemberment is a policy that pays benefits to the beneficiary if the cause of death is an accident. This is a limited form of life insurance which is generally less expensive.

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